WHAT IS COVERED
Death of animal as a consequence of: Fire, Lightning, Flood, Rainstorm, snake bites Windstorm,Hailstorm,Snow,Hurricane,Earthquake,Landslip,Diseases,Inundation,Surgical Operation and Impact accidental damage by animals, trees or vehicles, aircraft or motorized machinery.
BASIS OF COVER
Sum insured for the animal is based on production costs or pre-agreed nominated value of the animal as at end insurance period
Determined market value by a registered veterinarian and farmer, in case of Poultry layer birds, the value of the bird as per the farmers’ investment can be considered.
Willful misconduct, feed poisoning, Culling, Prior accidents or diseases, Mysterious disappearances, Famine and Malnutrition, Infertility or impotence, Poor production like milk and eggs
IN THE EVENT OF A POSSIBLE CLAIM
On happening of any event likely to give rise to a claim, the Insured shall immediately notify the insurer by telephone (to be followed by written communication).
The Client will access Veterinary personnel to conduct a postmortem. The postmortem report together with claim forms are submitted to the insurance company within 72 hours on happening of an event likely to give rise to a claim. The Insured shall in the meantime take necessary steps to minimize the loss. In case of theft of insured livestock a 60 waiting period will apply before claim settlement.
Settlement of claims should take place within three weeks from claim inception.