Livestock Insurance
The Livestock Insurance product under UAIS is designed to protect farmers from financial losses resulting from the death or loss of livestock due to specific named perils. It is part of a public-private partnership between the Government of Uganda and the private sector, implemented through the Agro Consortium.
What Is Covered
- This multi-peril livestock insurance covers the death of animals due to:
- Natural disasters: fire, floods, snow, hailstorm, landslides, earthquakes, windstorms, rainstorms
- Accidental events: snake bites, lightning, animal impact, vehicle or machinery accidents
- Disease outbreaks and surgical operations
- Theft (with conditions, including a 60-day waiting period before claim settlement)
What Is Not Covered
- Willful misconduct or neglect
- Infertility, impotence, or culling
- Malnutrition, feed poisoning, and poor production
- Bird flu or avian influenza
- Mysterious disappearances
What Can Be Insured
- Farmers can insure:
- Livestock market value
- Input costs (procurement, labor, veterinary services)
- Loan amounts for livestock production
- Eligible Animals
- Dairy cattle, beef cattle (local and exotic)
- Goats, sheep, pigs
- Poultry (layers and broilers)
- Fish farms
Farmer Categories & Subsidies
- Small-Scale Farmers: Cattle <30, Pigs <50, Poultry <2,000
- Large-Scale Farmers: Cattle >30, Pigs >50, Poultry >2,000
- Premium Subsidies: 50% for large-scale, 80% for farmers in high-risk areas, and 30% for small-scale farmers
Claims Process
- Notify the insurer immediately in case of loss
- Conduct a veterinary postmortem
- Submit claim forms and reports within 72 hours
- Theft claims require a 60-day waiting period